Broker Check

Long-Term Care Insurance

Our focus at Stream Wealth Partners is to balance thinking about tomorrow, while being present to enjoy today. Long-term care insurance plays a big role in making sure you and your family are ready for whatever tomorrow brings. 

Why is Long-Term Care Important? 

Why is Long-Term Care Important? 

According to the U.S. Department of Health and Human Services, 70% of people over age 65 will need long-term care at some point in their lives. These extended healthcare costs for nursing homes or assisted living facilities can be expensive and the costs are growing every year. If not properly planned for, it can drain a family’s resources and reduce the size of their estate. 

With increasing healthcare costs and longer life expectancies, it’s important to secure an insurance policy sooner rather than later to pay for this expense.  

Plan Ahead with Peace in Mind

At Stream Wealth, we’ll help you determine the right insurance policy, including covered facilities, benefits, costs, inflation, and tax implications, to meet your family’s needs for long-term care.

Learn more
Understanding Long-Term Care

Understanding Long-Term Care

Long-term care insurance helps pay for care when individuals need help with daily living activities and can no longer perform their personal health or care needs themselves. Long-term care may be something you plan for and happens over time, or it may happen suddenly due to a health event like a stroke.  

There are a variety of different options to consider for long-term care insurance including if you’d prefer home-based care or community and residential care, and deciding what would make you most comfortable. You should assess your and your family’s medical history, and speak with your doctor to understand your health today, and what to plan for in the future.  

Schedule a Complimentary Consultation

Thank you!
Oops!